Ohioans are urged to conduct a spring insurance review, including evaluating the need for flood insurance. Just one inch of floodwater can cause $25,000 of damage to a home. Flood insurance typically is not included in a standard property insurance policy. It has to be purchased separately.
Federal government information indicates that policyholders outside of designated high-risk flood areas file nearly half of National Flood Insurance Program (NFIP) flood insurance claims and request one-third of federal disaster assistance for flooding.