Limited Lines Licenses Non-Resident Individual

The Ohio Department of Insurance issues limited Lines licenses to individuals for the following lines of insurance:

• Car Rental Insurance
• Credit Insurance Products
• Crop
• Funeral Expense (Must be a Licensed Funeral Director)
• Portable Electronics
• Travel 

​Initial Individual Limited Lines Applications

• Application
• Initial Application Checklist
• Criminal Background Check Requirements 
• Application Fees

No Limited Lines applicant is required to complete pre-licensing education or take an examination. An appointment is not required at time of application but is required in order to sell, solicit, or negotiate policies/information for a company. 

Renewal Individual Limited Authority Applications

• Application
• Renewal Application Checklist
• Application Fees

All limited lines authority licenses renew biennially based upon the agents birth month and year of licensure.  The department will send a renewal notice at least 30 days prior to the license expiration. If ODI does not receive a renewal response from the agent by the due date on the notice, the limited authority license will be suspended for failure to renew. Persons holding a limited authority license are exempt from continuing education requirements.  

Additional Information

• ​ORC: 3905.01 - 3905.55
• OAC: 3901-5-09 
• OAC: 3901-5-10 (Car Rental only)