Title Insurance Resident Individual

Title insurance means insuring, guaranteeing, or indemnifying owners of real property or others interested in real property against loss or damage suffered by reason of liens or encumbrances upon, defect in, or the unmarketability of the title to the real property, guaranteeing, warranting, or otherwise insuring by a title insurance company the correctness of searches relating to the title to real property, or doing any business in substance equivalent to any of the foregoing.

Title Insurance Marketing Representative ("TIMR") is a person who markets goods and services associated with the issuance of title insurance and is sponsored by a licensed title agent or agency.  A TIMR may solicit and perform marketing services only on behalf of the appointing agent.  A TIMR may not do any of the following: (a) Quote filed title insurance rates or premiums; (b) Discuss insurance coverage, benefits or limits except that the marketing representative may, in general terms, explain the basic differences between an owner's policy and a lender's policy; (c) Make recommendation, provide advice about, or negotiate title insurance; (d) Execute or issue a title insurance policy, binder or commitment; (e) Determine insurability; or (f) Hold oneself out as a representative of a Title Insurance Company.

Important reminder: Annual Title Reviews must be submitted each January.

Initial Applications

• Ohio Application Fees
• Title INITIAL Application (ELECTRONIC) or (Paper)
  • Initial Application Checklist
  • Criminal Background Check Requirements
  • Examination Reservation and Scheduling
• Title Insurance Marketing Representative (TIMR) INITIAL Application (PAPER)
  • Initial Application Checklist
  • Criminal Background Check Requirements

Renewal Applications

Persons holding a resident title license need to complete 12 hours of approved continuing education, 10 of which must be approved as title specific and 2 of which must be approved as ethics specific, prior to renewing their license. Persons holding a title license in addition to a resident agent license must complete 24 hours of approved continuing education, 10 of which must be approved as title specific and 3 of which must be approved as ethics specific, prior to renewing their license.

• Ohio Application Fees
• Renewal Application Checklist
• Title Renewal Application (ELECTRONIC)
• Title Renewal Application (PAPER)
• Title Insurance Marketing Representative Renewal Application (PAPER)

Additional Information

• Address Change Request 
• Background Questions Supporting Documents  
• Reporting of Actions
• Ohio Revised Code: 3953 
• Ohio Administrative Code:  3901-5-01 thru 3901-5-09  
• Ohio Administrative Code:  3901-7​