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Captive insurance is an alternative to traditional insurance that enables businesses to control and customize their insurance program in a manner that is responsive to their financial objectives.
- Direct access to the reinsurance market.
- Improved cash flow.
- Increased control over loss programs and claims handling.
- Potential to affordably insure new and/or previously uninsurable risks.
- Premium stability.
- Tailored coverage, deductibles, limits and rates.
- Tax benefits.
- Underwriting gains and investment income.