Life and Health

Life and Health is responsible for review of contractual provisions and rates for life, annuity, and health insurance products marketed to Ohio consumers.  Policy forms and all health insurance rates are reviewed to ensure they comply with Ohio and federal laws.  Life and Health also licenses multiple employer trusts, small employer health care alliances and health insuring corporations (also known as HMOs), and accredits independent review organizations.

Product Filing

• Mental Health Parity Toolkit​
• Ohio Revised Appeals Process (Sub. House Bill 218, eff. December 26, 2011)
  • ​​Guidance for health plan issuers to file revised internal appeal and external review contract language
• System for Electronic Rate and Form Filings (SERFF)

Provider Credentialing/Contracting Information (H.B. 125)

• House Bill 125 / Credentialing Information

Uniform Annuity Disclosure Templates Program

• Uniform Annuity Disclosure Templates Toolkit 

Other Regulatory Requirements

• HIPAA Online (Health insurance law providing open access to coverage.)
• Credit Insurance Rate Modification Effective Jan. 1, 2020
• Notice Regarding Changes to Agent/Broker Compensation Agreements