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The Office of Risk Assessment
The Office of Risk Assessment

Risk Assessment monitors the financial solvency of insurance companies licensed in the state of Ohio. Staff review financial statements of every company licensed in Ohio and complex transactions to ensure that insurance companies are safe, sound and have enough money to pay claims filed by consumers. The division closely monitors the financial condition of insurance companies doing business in Ohio by conducting in-house analyses of financial statements and all other supplemental filings made by insurers. Staff also monitor insurers’ statutory and solvency compliance on an ongoing basis and conducts periodic on-site field examinations.


Risk Assessment has four main areas: Domestic Company Analysis, Foreign and Alien Company Analysis, Financial Condition Examination and Licensing and ​Administration.